Skip to Content

Thomaston Savings Bank App Icon

Thomaston Savings Bank App

Available on the Google Play Store

GET

Current Personal Loan Rates

Collateral Loan

Annual Percentage Yield Effective Date: 12/13/2023

Loan Term
Interest Rate
APR
360 Months
Pledged account rate +2.750%
Pledged account rate +2.750%

Personal Loan - Fixed

Annual Percentage Yield Effective Date: 12/13/2023

Loan Term
Interest Rate
APR
Monthly PaymentPer $1,000
12 months
4.99%
4.99%
$85.60
24 months
5.99%
5.99%
$44.32
36 months
6.99%
6.99%
$30.87
48 months
7.99%
7.99%
$24.41
60 months
8.99%
8.99%
$20.75
72 months
9.99%
9.99%
$18.52

These examples assume you qualify for our lowest interest rate based on your creditworthiness. Fixed Rate Personal Loan APRs range from 4.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.

New Auto Loan - Fixed

Annual Percentage Yield Effective Date: 12/13/2023

Loan Term
Interest Rate
APR
Monthly PaymentPer $1,000
12 Month
3.99%
3.99%
$85.15
24 Month
3.99%
3.99%
$43.42
36 Month
3.99%
3.99%
$29.52
48 Month
4.99%
4.99%
$23.02
60 Month
5.49%
5.49%
$19.10
72 Month
5.99%
5.99%
$16.57

These examples assume you qualify for our lowest interest rate based on your creditworthiness. Fixed Rate New Automobile Loan APRs range from 3.99% - 9.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old.

Used Auto Loan - Fixed

Annual Percentage Yield Effective Date: 12/13/2023

Loan Term
Interest Rate
APR
Monthly PaymentPer $1000
12 Month
4.99%
4.99%
$85.60
24 Month
4.99%
4.99%
$43.87
36 Month
4.99%
4.99%
$29.97
48 Month
5.99%
5.99%
$23.48
60 Month
6.49%
6.49%
$19.56
72 Month
6.99%
6.99%
$17.04

These examples assume you qualify for our lowest interest rate based on your creditworthiness. Fixed Rate Used Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old.

Overdraft Line of Credit - Fixed

Annual Percentage Yield Effective Date: 12/13/2023

Loan Term
Interest Rate
APR
Monthly PaymentPer $1,000
24 months
15.000%
15.000%
$48.49 Monthly

Line amounts available from $500.00 to $2,000.00.

Smart-E Home Energy Loan

Annual Percentage Yield Effective Date: 12/13/2023

  • Minimum loan amount is $3,000
  • Maximum loan amount is $25,000
  • No membership fees
  • No application fees
Term
5 Years
7 Years
10 Years
12 Years
Rate1
5.99% APR
5.99% APR
6.99% APR
7.49% APR
Monthly Payment per $1,000 borrowed
$19.33
$14.60
$11.61
$10.55

1The annual percentage rates (APR) shown are subject to change without notice. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history.

16 Convenient Locations Throughout Connecticut: