Unsecured Personal Loan
Take charge of your finances and conquer your goals with the Unsecured Personal Loan from Thomaston Savings Bank. Get flexible repayment terms, competitive rates, and no closing costs or prepayment penalties, all guided by your local team of lending experts.
The Loan For Your Lifestyle
Unlock a world of possibilities with an Unsecured Personal Loan: Consolidate debt, embrace life's milestones with ease, embark on your next big adventure, or transform your home decor.
Loan Details:
- Enjoy a fixed interest rate and flexible payment terms
- Access as little as $500 quickly, typically on the same day your application is approved
- Manage your loan conveniently with Online and Mobile Banking services
- Obtain the financing you need with predictable monthly payments
- Save money with no closing costs or prepayment penalties
Unsecured Personal Loan Highlights
Competitive fixed rates: Get a great rate and a predictable monthly payment.
Flexible repayment terms: We offer loan repayment terms from 12 to 72 months to fit your budget and needs.
No closing costs or prepayment penalties: Enjoy lower costs and more flexibility with no closing costs and the freedom to pay off your loan early without penalties.
Current Fixed Personal Loan Rates
Annual Percentage Yield Effective Date: 12/13/2023
These examples assume you qualify for our lowest interest rate based on your creditworthiness. Fixed Rate Personal Loan APRs range from 4.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.
How To Apply
Step 1
Apply Online In No Time1
Step 2
Upload Supporting Documentation2
Step 3
Sign Your Loan Documents3
Step 4
Receive Your Funds4
1 Application Details
Applying online is easy! You will need to provide the following information when applying:
- Social security number
- Basic contact information
- Current physical address
- Personal identification
- Financial Information, including income
2 Supporting Documentation
| Employment Status | Required Documentation |
|---|---|
| Employed | Two most recent pay statements |
| Self-Employed | Most recent tax return |
| Retired | SSA award letter, pension statement, 1099-R |
| Other | Disability benefits, supplemental social security benefits, alimony, child support |
If required, you will be prompted to upload the necessary supporting documentation. Required income documentation is dependent on your employment status.
3 Document Signing
Electronically sign your documents and verify all of your information is correct to complete your application.
4 Receiving Your Funds
You may receive the funds through the following options:
1. Deposited to existing Thomaston Savings Bank checking or savings account. Don’t have an account with us? Click here to apply now in as little as 5 minutes.
2. Visit a nearby branch in person to receive funds.
If the purpose of the loan is to consolidate debt held by other creditors, we will send a payoff payment directly to the creditor. If there is a balance remaining after payoffs are complete the above options for balance of funds are available.
Debt Consolidation
Estimate your monthly payment with this debt consolidation loan calculator.
Take the Next Step
Get in Touch
Questions about our Unsecured Personal Loan? Fill out the form below to connect with us.