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Business CD Highlights

Competitive rates

Maximize your savings with our competitive rates. Let your money grow faster!

Flexible terms

Choose the term that best suits the savings goals of your business.

Guaranteed returns

Your money is guaranteed to grow at a fixed or variable rate, depending on the term length you choose.

Current Business Certificate of Deposit (CD) Rates

Business CD - Fixed

Annual Percentage Yield Effective Date: 12/13/2023

  • All terms also available for Individual Retirement Accounts (IRA)
  • $1,000 Minimum to Open
Terms
Interest Rate$1,000 - $249,999.99 Daily balance to earn APY
APY
Interest Rate$250,000+ Daily balance to earn APY
APY
91 Days
0.10%
0.10%
0.10%
0.10%
5 Months
0.10%
0.10%
0.10%
0.10%
6 Months
2.47%
2.50%
2.47%
2.50%
9 Months
5.05%
5.16%
5.05%
5.16%
12 Months
3.45%
3.50%
3.45%
3.50%
13 Months
5.05%
5.16%
5.05%
5.16%
15 Months
0.10%
0.10%
0.10%
0.10%
16 Months
0.10%
0.10%
0.10%
0.10%
18 Months
2.38%
2.40%
2.38%
2.40%
24 Months
2.23%
2.25%
2.23%
2.25%
36 Months
1.99%
2.00%
1.99%
2.00%
48 Months
1.84%
1.85%
1.84%
1.85%
60 Months
1.74%
1.75%
1.74%
1.75%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Business CD - Variable

Annual Percentage Yield Effective Date: 12/13/2023

All terms also available for Individual Retirement Accounts (IRA)

Terms
Interest Rate$25 Minimum to open and earn APY
APY
18 Months Variable Rate - deposits allowed during term
1.49%
1.50%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.

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