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Current Business Deposit Rates

Business Savings

Annual Percentage Yield Effective Date: 12/13/2023

$0.00 Minimum Balance to Open

Balance Tier
Minimum Daily Balance to Earn APY
Interest Rate
APY
$0 - $49,999.99
$0.00
0.05%
0.05%
$50,000 - $249,999.99
$50,000
0.15%
0.15%
$250,000+
$250,000
0.35%
0.35%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded monthly and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. The interest rate paid for each tier will apply only to the portion of the account balance within that tier.

Business CD - Fixed

Annual Percentage Yield Effective Date: 12/13/2023

  • All terms also available for Individual Retirement Accounts (IRA)
  • $1,000 Minimum to Open
Terms
Interest Rate$1,000 - $249,999.99 Daily balance to earn APY
APY
Interest Rate$250,000+ Daily balance to earn APY
APY
91 Days
0.10%
0.10%
0.10%
0.10%
5 Months
0.10%
0.10%
0.10%
0.10%
6 Months
2.47%
2.50%
2.47%
2.50%
9 Months
5.05%
5.16%
5.05%
5.16%
12 Months
3.45%
3.50%
3.45%
3.50%
13 Months
5.05%
5.16%
5.05%
5.16%
15 Months
0.10%
0.10%
0.10%
0.10%
16 Months
0.10%
0.10%
0.10%
0.10%
18 Months
2.38%
2.40%
2.38%
2.40%
24 Months
2.23%
2.25%
2.23%
2.25%
36 Months
1.99%
2.00%
1.99%
2.00%
48 Months
1.84%
1.85%
1.84%
1.85%
60 Months
1.74%
1.75%
1.74%
1.75%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Business CD - Variable

Annual Percentage Yield Effective Date: 12/13/2023

All terms also available for Individual Retirement Accounts (IRA)

Terms
Interest Rate$25 Minimum to open and earn APY
APY
18 Months Variable Rate - deposits allowed during term
1.49%
1.50%

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.

IOLTA

Annual Percentage Yield Effective Date: 12/13/2023

Tier
Interest Rate
APY
$0.01 +
2.75%
2.75%

For accounts established with a Tax ID number of the CT Bar Foundation.
For more information or to open an account, please visit your local branch.

IOREBTA

Annual Percentage Yield Effective Date: 12/13/2023

Tier
Interest Rate
APY
$.01 +
2.75%
2.78%

For accounts established with a Tax ID number of CHFA.
For more information or to open an account, please visit your local branch.

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