Interest Checking
Carry a higher balance in your checking account? Let that money earn for you! With our Interest Checking, you’ll earn interest on your balance making your money work harder. Meeting the minimum balance requirements also lets you avoid monthly maintenance service charges1.
Interest Checking Highlights
Easy to open and maintain: $25 minimum opening deposit and as long as you maintain a minimum daily balance of $1,000, we’ll waive the $10 monthly maintenance service charge.
Bank with your mobile device: Use our Mobile Banking app with Mobile Check Deposit and make easy digital payments with Apple Pay®, Google Pay®, Samsung Pay®, and Zelle®.
Earn interest: This personal checking account features a tiered interest rate on balances over $5002.
Purchasing power: With our Visa® Debit Card, make ATM withdrawals and shop in-store and online everywhere Visa is accepted.
Skip the surcharge: Make transactions at surcharge-free MoneyPass® ATMs nationwide and surcharge-free withdrawals at non-Thomaston Savings Bank ATMs3.
Bank online on your time: Manage your account, view statements, and make transactions with our Online Banking with Bill Pay.
All of your finances, all in one place: View all of your accounts, track your spending, and manage your budget through iFiTM, available at no cost through Online and Mobile Banking.
View and monitor your credit score: Keep track of your credit score easily with Credit Sense, a free tool found in our Online and Mobile Banking.
Current Interest Checking Rates
Annual Percentage Yield Effective Date: 12/13/2023
- $25.00 Minimum Balance to Open
- 0% Interest Earned on Balances < $500.00
Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest is compounded daily and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened.
Everything You Need to Know About Minimizing Fees
Reduce the amount you pay in fees by practicing smart money strategies.
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Get in Touch
Questions about Interest Checking? Fill out the form below to connect with us.
1 A daily balance of $1,000 is required in order for the $10 monthly maintenance service charge to be waived.
2 You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
3 No fee for withdrawals made at non-Thomaston Savings Bank-owned ATMs. Other institution surcharges may apply.